Even the most harmonious neighbourly relationships are not immune to occasional disagreements, and trees are among the most common culprits. More than half of Brits have argued with their neighbours about trees, with 30% saying the main issue was overhanging tree branches, according to a new survey from Saga Home Insurance.
Understanding Your Rights
Anna Thunstrom, head of home insurance at Saga, explains what your rights are as a homeowner or tenant. Illegally cutting down a neighbour's tree could cost homeowners far more than expected, from fines of up to £20,000 for protected trees to civil compensation claims, legal fees, and replacement costs that can run into the thousands. In serious cases, unlawful tree removal can even result in criminal charges.
The survey also found that 28% of people reported issues with leaves blowing or falling into their garden, while 15% have had problems with their neighbour's tree roots. Just over one in 10 people said their own trees have been damaged by a neighbour.
What You Can Do About Overhanging Branches
If your neighbour's branches are hanging over your boundary, you are entitled to cut them back. Anna says: "If overhanging branches from your neighbour's trees are blocking sunlight or causing issues in your garden, the law allows you to cut these branches at the point where they cross the boundary line into your property, provided you don't trespass onto your neighbour's land to access them."
However, before doing this, you should speak to your neighbour and try to reach an agreement. If you do cut the branches, do not throw them away; the branches on your side still belong to the tree's owner. It is your responsibility to dispose of them, but check with the owner first.
Dealing With Tree Roots
The same rules apply to roots. If a neighbour's roots are causing issues in your garden, the law allows you to cut the root up to the property line.
When Light Is Blocked
If your neighbours' trees are affecting your property, such as blocking light to your home, there is not much you can legally do. Anna advises: "In these situations, it's best to speak to your neighbour directly and attempt to come to a reasonable solution or compromise. Going into these situations with kindness can make a world of difference and make your neighbour more receptive to helping you out."
If an agreement cannot be reached, you can ask your local council to help you find a mediator, though you may need to pay for their time.
Avoid Trespassing
One thing you should absolutely avoid is setting foot on your neighbour's property to resolve the matter yourself, as this could land you in serious legal trouble.



