With a persistent chill gripping the UK, staying warm indoors has become a crucial defence against seasonal colds and more serious health concerns. However, the soaring cost of energy means simply turning up the thermostat is an increasingly unaffordable solution for many households.
Heat the Person, Not the Home
This principle, championed by money-saving expert Martin Lewis, is the cornerstone of affordable warmth. The idea is simple: focus on directly warming your body with efficient products, rather than expensively heating empty space. We've compiled a list of the top purse-friendly purchases to help you implement this strategy effectively.
Top Picks for Personal Warmth
1. Thermal Base Layers: These are your first line of defence. Worn under everyday clothes, they trap body heat efficiently. Shoppers on Martin Lewis's forum frequently recommend the Heatgen™ range from Marks & Spencer, with leggings and tops priced at £17 each. Other great options include a Thermal Base Layer Top for £14.99 at Mountain Warehouse and Uniqlo's HEATTECH Extra Warm Turtleneck for £19.90.
2. Heated Blankets and Throws: A direct answer to Lewis's advice, these allow you to stay cosy on the sofa or in bed without warming the whole room. Standout deals include the Neo Waffle Shaped Electric Blanket at £29.99 from Debenhams, the EverCosy Fleece model at £69.99 from Morphy Richards, and the StaySnug Velvety Taupe Heated Throw for £29.99 at Lakeland.
3. Electric Gilets and Vests: For mobility without sacrificing warmth, a heated gilet is ideal, especially for those working from home. Options range from the CONQUECO Heated Vest Jacket from £49.99 on Amazon to the ORORO Women's Heated Gilet at £139.99. Wowcher also offers a Unisex USB Rechargeable Graphene Heated Gilet from just £9.99.
Simple and Effective Solutions
4. Hot Water Bottles: A classic, cost-effective method. Placing one in your bed before sleep pre-warms the sheets. Remember to replace bottles every two to three years. Choices range from a Super Soft Faux Fur bottle at £28 (The White Company) to a practical Boots Extra Soft Fleece version at £9.33 and the charming Hamish the Cow bottle for £7 at Dunelm.
5. Thermal Socks and Foot Warmers: Cold feet make a warm body impossible. Upgrade to thermal or ski socks, and consider swapping them during the day if they dampen. Try M&S's 2pk Thermal Boot Socks for £10 or Uniqlo's HEATTECH Socks for £7.90. For ultimate comfort, an electric foot warmer is a failsafe investment, with options like the MONHOUSE model at £19.99 on Amazon or the Revive Me Comfy Foot Warmer for £39.99 at Dreamland.
Staying Cosy Without the Cost
As of 5 January 2026, with winter firmly set in, adopting a 'heat the person' approach is more relevant than ever. By integrating these targeted, energy-efficient products into your daily routine, you can maintain a comfortable core temperature and protect your health, while keeping your heating bills firmly under control. It's a smart, sustainable way to weather the cold season.
