The cost of private psychological therapy in the UK has surged by 34% since 2022, with nearly a third of psychologists now refusing new patients, according to a new survey. The average price for 12 sessions has risen to £1,550, up from £1,152 three years ago, driven by soaring demand and limited NHS availability.
The survey by myTribe Insurance found that 29% of psychologists are at capacity and not accepting new clients. Average consultation fees have climbed from £96 in 2022 to £129.20 in 2025, with psychologists in England charging the most (£131 per session) and those in Scotland the least (£124). Waiting times vary, with Scotland shortest at 16.9 days and Wales longest at 23.8 days.
Regional disparities are stark: Leicester-based psychologists charge an average of £164 per session, followed by London at £160, while Colchester, Bath and Coventry charge £85, £99 and £100 respectively. Chris Steele, founder of myTribe Insurance, advised patients to shop around and consider online support to reduce costs and delays.
The British Psychological Society attributed fee rises to increased living costs and overwhelming demand. A spokesperson said: 'With the continuing postcode lottery for accessing NHS mental health support, increasing numbers are seeking out private treatment. This is causing private providers to reach capacity and be unable to take on new clients. Demand is outstripping supply on all fronts.'
Rethink Mental Illness warned that rising private costs could create a 'two-tier system'. Jeremy Bernhaut, the charity's head of policy, noted 1.8 million people are waiting for NHS mental health care in England, with severe consequences. NHS England said it plans to expand talking therapies and reduce waiting times.
