10 Legitimate Ways to Earn Extra Money in 2026: Expert Insights
10 Legitimate Ways to Earn Extra Money in 2026

10 Legitimate Ways to Earn Extra Money in 2026: Expert Insights

With energy costs, rent, and food prices continuing to strain household budgets, millions of Britons are increasingly turning to side hustles to supplement their income and maintain financial stability. However, while social media platforms are flooded with influencers promoting "easy money" schemes, the reality often involves significant effort, patience, and responsibility. As consumer champions, it is crucial to distinguish between genuine opportunities and overhyped trends. Here, we explore ten legitimate methods that people across the UK are using to generate extra cash in 2026, based on expert analysis and real-world experiences.

Become a Film or TV Extra

Britain's thriving television and film industry is consistently in need of background artists, commonly known as extras, for dramas, advertisements, and movies. Daily rates typically range from £80 to £150, with higher compensation for specialised roles or night shoots. No prior acting experience is required, but flexibility and patience are essential, as filming days can involve lengthy waiting periods and last-minute schedule adjustments. Reputable agencies in the UK include Universal Extras, Mad Dog Casting, and Casting Collective. Experts caution against agencies demanding large upfront fees, emphasising the importance of due diligence.

Sell Products on TikTok Shop

TikTok Shop has rapidly evolved into a substantial revenue stream for UK sellers and creators. Users can earn money by selling their own products, promoting brands through affiliate links, or hosting live selling events. However, success is rarely instantaneous; building trust and a loyal audience typically requires consistent posting and high engagement levels. Retail specialists highlight that authenticity is key, as viewers are more likely to purchase from creators they perceive as genuine rather than from overly polished sales pitches.

Dog Walking or Pet Sitting – Commitment Required

Pet services offer a steady income source, with dog walkers often charging £10 to £20 per walk, and overnight sitting fees reaching £25 to £50 or more. Consumer champion Vicky Parry warns that this side hustle is frequently misunderstood. "As a dog lover myself, I would only recommend this to individuals who are as devoted to animals as I am," she states. "You are responsible for someone's beloved pet, their safety, and sometimes their medical needs. This is not easy money, but for the right person, it can be immensely rewarding." Platforms like Rover and Tailster facilitate connections between pet owners and carers, though insurance and reliability are critical factors.

Correct AI Content and Train Tech Systems

Despite the rapid advancement of artificial intelligence, human input remains vital for ensuring accuracy. Companies increasingly pay workers to review AI-generated answers, label images and data, fact-check automated content, and improve chatbot responses. This type of work is often flexible and remote, demanding strong attention to detail. Legitimate providers include TELUS International and Appen, which regularly recruit UK-based workers for these roles.

Transcription Work

Transcription, the process of converting recorded speech into written text, continues to be a stable income stream utilised in journalism, legal services, research, and media production. "My brother-in-law has been doing transcription alongside his main job for years," Vicky notes. "He appreciates the flexibility and the ability to take on work as it suits him." Essential skills include strong listening abilities and fast, accurate typing. Experienced transcribers can develop long-term client relationships and consistent side income.

Rent Out a Parking Space or Driveway

One of the simplest methods to earn extra cash is renting out unused parking space. With parking shortages prevalent in many towns and cities, homeowners can generate approximately £50 per month in quieter areas or over £200 per month near transport hubs or stadiums. Platforms such as JustPark and YourParkingSpace enable individuals to list spaces securely and manage bookings efficiently.

Sell Unwanted Items or Resell for Profit

Reselling remains a quick way to generate cash, as many households possess hundreds of pounds worth of unused items. Popular platforms include Vinted for clothing, eBay for electronics and collectibles, Facebook Marketplace for bulky goods, and MusicMagpie for old technology. Some sellers have transformed reselling into a business by purchasing undervalued items and flipping them for profit.

Freelance the Skills You Already Have

Freelancing allows individuals to monetise existing expertise or hobbies and is one of the fastest-growing side hustles. High-demand areas encompass writing and editing, social media management, graphic design, virtual assistant services, and website development. Platforms like Fiverr, Upwork, and PeoplePerHour assist beginners in finding clients, though establishing a steady workflow often requires time and effort.

Take Part in Paid Research and Product Testing

Market research companies compensate consumers for their opinions on services, advertisements, and products. Legitimate UK platforms include Prolific, UserTesting, and university research panels. While this rarely replaces full-time income, participants can earn small, regular sums for completing short tasks.

Investing – Understand the Risks

While side hustles can boost earnings, consumer experts emphasise that long-term financial growth often stems from investing. "We would not be responsible consumer champions without highlighting the strength of investing," Vicky asserts. Investing enables savings to grow through assets such as stocks and shares, index funds and ETFs, and government bonds. Many UK savers utilise Stocks and Shares ISAs, which permit tax-free investments of up to £20,000 annually. Investing carries risks, as values can fluctuate, but historically, diversified investments over extended periods have outperformed cash savings alone. Experts advise beginners to start small, invest regularly, and spread risk across various funds.

Warning Signs for Side Hustlers

Before embarking on any money-making venture, consumers should: declare earnings if side income exceeds £1,000 per year, maintain records for tax purposes, verify whether income affects benefits, avoid schemes promising guaranteed profits, and exercise caution with opportunities requiring upfront fees. By adhering to these guidelines, individuals can navigate side hustles safely and effectively.