The Social Security Advisory Committee (SSAC) has launched an independent inquiry into whether the benefits system provides adequate support for people in their 60s as the State Pension age rises from 66 to 67. The review, announced on July 7, 2026, focuses on the growing period individuals spend on working-age benefits before qualifying for their State Pension.
Rising State Pension Age Triggers Concerns
The State Pension age is increasing from 66 to 67 in phases between April 2026 and March 2028, meaning many people will have to wait longer before claiming their pension. According to the SSAC, the “flipside” of this increase is that individuals remain classified as working age for longer, potentially relying on benefits such as Universal Credit or disability benefits if they lose their job, develop health conditions, or have caring responsibilities.
Scope of the Inquiry
The SSAC will examine whether the detailed rules of the benefits system, along with employment support for older people, meet the needs of those in their 60s awaiting State Pension age. The inquiry will explore support for those who lose their job, develop a disability, or face caring responsibilities that hinder employment. It will also assess whether the current system reflects the realities of longer working lives.
SSAC Chair Professor Sir Stephen Brien stated in a blog post that the rise in State Pension age means more people spend longer within the working-age social security system. He said the committee wants to understand whether the system is “serving people in their 60s as well as it should” and whether changes are needed to ensure support remains fit for purpose.
Call for Evidence
The committee is inviting evidence from charities, employers, academics, local authorities, organizations representing older people, and members of the public with experience of claiming benefits before reaching State Pension age. The findings will inform future recommendations on improving support during the years leading up to retirement.
The inquiry highlights growing attention on the challenges facing “pre-pensioners” as the State Pension age continues to rise. The SSAC aims to ensure the social security system adapts to changing circumstances and provides appropriate support during the transition to State Pension age.
